Day 99 -- "Charm"-ing

What a fun challenge this was! It was, "Today's challenge is not just to use a charm on your card, but to create one out of paper."

so, I took a circle and stamped a couple of hearts on it, used colonial white waxy flax and some chocolate grosgrain ribbon to create the tag. Cardstock colors are Watermelon and Chocolate *hmm wonder what chocolate and watermelon together would taste like???*** I distressed around the stamped phrase using... CHOCOLATE, the stamp set is a CTMH on *of course* called "Happy Birthday" Item #C1257 There are so many different images that say "Happy Birthday" plus a few others too!